Profit Rates


APPLICABLE PROFIT RATES FOR DEPOSIT & FINANCING
Currency – Seychelles Rupee
​Percentage (% p.a.)
​DEPOSITS**
Savings​2%
Wakala (Fixed Term)
Less than 1 month​​0%
​1 month1.00%
​3 months2.00%
​6 months2.50%
​12 months & above
3.25%
** Rates are negotiable for bulk deposits
FINANCING
​Base Rate​9%
Business Entities
Housing FinanceNot below 8% 
Auto FinanceNot below 10% 
Personal Finance​Not below 12%
​Individual Entities
​Secured Facilities​Not below Base Rate





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