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Profit Rates

APPLICABLE PROFIT RATES FOR DEPOSIT & FINANCING


​Percentage (% p.a.)
​DEPOSITS**

​Savings
​2%
Wakala (Fixed Term)

Less than 1 month​
​0%
​1 month
​2%
​3 months
​2.25%
​6 months
2.75%
​12 months & above
3.5%
​**   Rates are negotiable for bulk deposits

FINANCING

​Base Rate
​9%
Business Entities

Housing Finance
​Not below 8% 
Auto Finance
​Not below 10% 
Personal Finance
​Not below 12%
Individual Entities

​Secured Facilities
​Not below Base Rate